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	<title>Laguna Hills Probate and Trust Specialists</title>
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	<description>Unusual intelligence:  COMMON SENSE.</description>
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		<title>Senate urged to give $3.5 million personal exemption or $7 million for couples</title>
		<link>http://www.ocelderlaw.org/ocelderlaw/?p=1999&amp;utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=senate-urged-to-give-3-5-million-personal-exemption-or-7-million-for-couples</link>
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		<pubDate>Tue, 27 Jul 2010 18:30:48 +0000</pubDate>
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				<category><![CDATA[Taxes]]></category>

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		<description><![CDATA[Influential taxpayers write Senate urging setting the personal exemption at $3.5 million or $ 7 million for a couple. This would eliminate estate taxes for 99.75% of Americans. ]]></description>
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		<title>Living Trusts Case Agenda</title>
		<link>http://www.ocelderlaw.org/ocelderlaw/?p=1923&amp;utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=living-trusts-case-agenda</link>
		<comments>http://www.ocelderlaw.org/ocelderlaw/?p=1923#comments</comments>
		<pubDate>Sat, 26 Jun 2010 17:58:24 +0000</pubDate>
		<dc:creator>ahf</dc:creator>
				<category><![CDATA[About Us]]></category>
		<category><![CDATA[Living Trusts]]></category>

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		<description><![CDATA[Beneficiary Designations: Life Ins., 401K, IRAs. Client Questions &#38; Answers Key steps: 1st meeting: design estate plan Drafts of Trusts, etc., sent by email or mail followed by a telephonic conference 24 hours later to discuss changes, if any. 2nd meeting: sign will, trusts, review beneficiary designations; trust funding instruction, sign residence deed. 3rd meeting: complete trust funding agreement, Ethical Will, or other special needs for more complex situations. Optional Funding Agreement &#8211; the office includes basic funding instructions and deed preparation without additional charges to both our private-pay clients and our legal plan clients. More complication estates may require a separate funding agreement to cover transfers of complex or scattered items such as stocks, bonds, options, business interests, collectibles, and investments. Legal plan clients may also opt for more complete services so that all property can be transferred to the living trust without error, omission or frustration. Optional Ethical Will &#8211; although our trust documents are sophisticated and meet most trust-makers needs, you may still want an exceptional gift for your family. The way to make a unique gift from the heart or solve a difficult family problem may be with an Ethical Will. This will can also be [...]]]></description>
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		<title>Wills</title>
		<link>http://www.ocelderlaw.org/ocelderlaw/?p=1916&amp;utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=wills</link>
		<comments>http://www.ocelderlaw.org/ocelderlaw/?p=1916#comments</comments>
		<pubDate>Sat, 26 Jun 2010 17:33:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Will]]></category>
		<category><![CDATA[q&As]]></category>

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		<description><![CDATA[A will is a written document that directs how you want your property distributed after your death through probate court. In your will, you also appoint a trusted person to be your executor and guardians for your children. Your executor (or personal representative) is responsible for distributing your property according to the instructions you place in your will.  Such must also pay bills.]]></description>
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		<title>Special Needs Estate Planning</title>
		<link>http://www.ocelderlaw.org/ocelderlaw/?p=1913&amp;utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=special-needs-estate-planning</link>
		<comments>http://www.ocelderlaw.org/ocelderlaw/?p=1913#comments</comments>
		<pubDate>Sat, 26 Jun 2010 00:22:35 +0000</pubDate>
		<dc:creator>ahf</dc:creator>
				<category><![CDATA[Incapacity Planning]]></category>
		<category><![CDATA[Living Trusts]]></category>
		<category><![CDATA[Special Needs]]></category>

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		<description><![CDATA[Laguna Hills Attorneys do skillful special needs planning for disabled adults or children.]]></description>
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		<title>Trust &amp; Estate Litigation</title>
		<link>http://www.ocelderlaw.org/ocelderlaw/?p=1749&amp;utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=trust-estate-litigation</link>
		<comments>http://www.ocelderlaw.org/ocelderlaw/?p=1749#comments</comments>
		<pubDate>Fri, 18 Jun 2010 20:48:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Asset Preservation]]></category>
		<category><![CDATA[Elder Abuse]]></category>
		<category><![CDATA[Probate Litigation]]></category>
		<category><![CDATA[probate-trust-litigation]]></category>

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		<description><![CDATA[Our unique combination of experience in Elder Law and preparing estate documents allows for efficient litigation strategies with effective results for both defendants and plaintiffs. We are recognized for extensive experience with estate issues as &#8211; General Conservatorships. Financial elder abuse. Undue influence upon the formation of legal instruments (powers of attorney, wills, trusts, joint tenancy accounts &#38; deeds). Fiduciary conflict of interests (attorneys-in-fact, caregivers, trustees). Preserving disputed bank accounts. Prudent investor issues regarding trustees and attorneys-in-fact. Wrongful interference with inheritance (gifts, will &#38; trust contests). Mediation of the above Trust &#38; Estate Issues.]]></description>
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		<title>Asset Protection – Avoid Medi-cal Lien on Home</title>
		<link>http://www.ocelderlaw.org/ocelderlaw/?p=1817&amp;utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=asset-protection-%25e2%2580%2593-avoid-medi-cal-lien-on-home</link>
		<comments>http://www.ocelderlaw.org/ocelderlaw/?p=1817#comments</comments>
		<pubDate>Fri, 11 Jun 2010 22:01:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Asset Preservation]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Medi-cal Planning]]></category>
		<category><![CDATA[Special Needs]]></category>

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		<description><![CDATA[Asset Protection – Avoid Medi-cal Lien on Home        1. Avoid probate and State Medi-Cal recovery lien for nursing home costs.     2. Keep current income tax deductions on home.     3. Asset, creditor and divorce protection for the beneficiaries.     4. Keep control over most valuable asset even after disability.     5. No 60-month look-back period: can transfer assets immediately without waiting.     6. The DRA of 2005 have set dramatic new limits on Medi-Cal Planning but there are still opportunities.]]></description>
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		<title>Medi-cal Planning for Spouses</title>
		<link>http://www.ocelderlaw.org/ocelderlaw/?p=1810&amp;utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=medi-cal-planning-for-spouses</link>
		<comments>http://www.ocelderlaw.org/ocelderlaw/?p=1810#comments</comments>
		<pubDate>Fri, 11 Jun 2010 21:54:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Asset Preservation]]></category>
		<category><![CDATA[Incapacity Planning]]></category>
		<category><![CDATA[Medi-cal Planning]]></category>
		<category><![CDATA[Special Needs]]></category>

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		<description><![CDATA[California law allows the community spouse to retain a certain amount of otherwise countable resources available to the couple at the time of application. This is called Community Spouse Resource Allowance (CSRA) and it increases every year according to the Consumer Price Index. The current (2010) CSRA is $109,560.]]></description>
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		<title>Laguna Hills Business Law Attorneys</title>
		<link>http://www.ocelderlaw.org/ocelderlaw/?p=1802&amp;utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=laguna-hills-business-law-attorneys</link>
		<comments>http://www.ocelderlaw.org/ocelderlaw/?p=1802#comments</comments>
		<pubDate>Fri, 11 Jun 2010 21:39:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business Law]]></category>

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		<description><![CDATA[We serve business-minded clients on a variety of legal matters. Whether you are an entrepreneur planning a star-tup or a business owner running an established company, we advise our clients on the following: Entity Selection Formation Governance Intellectual Property - copyrights and trade marks Franchise Agreements Leases Taxation Buy-sell Agreements Succession Planning]]></description>
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		<title>Living Trust Saves Probate Fees</title>
		<link>http://www.ocelderlaw.org/ocelderlaw/?p=1798&amp;utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=living-trust-saves-probate-fees</link>
		<comments>http://www.ocelderlaw.org/ocelderlaw/?p=1798#comments</comments>
		<pubDate>Fri, 11 Jun 2010 21:36:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Estate Planning]]></category>

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		<description><![CDATA[Although living trusts have been around for centuries, only recently have they achieved a high degree of popularity among the general public. The reason for this surge in popularity is that living trusts help to avoid probate. What is probate, and why is everyone trying so hard to avoid it? The short answer is that probate is a court-supervised procedure for collecting a deceased person’s assets, paying debts and taxes, and distributing the property to the person’s beneficiaries (either according to the instructions the person set forth in his or her will or as determined by state law if the person died without a will). The probate process usually takes six to 12 months to complete, although it may take longer in complicated cases. Probate is not a tax. When people refer to the high costs of probate, they are usually referring to the attorneys’ and personal representative’s fees. In California, these fees are calculated as a percentage of the gross value of the assets in the estate ($3,150 on the first $100,000, 2% of the next $900,000, and so on). For example, let’s say that D, who is not married, dies owning one asset, a house worth $200,000 with [...]]]></description>
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		<title>Financial Exploitation of the Elderly (Age 65 or More)</title>
		<link>http://www.ocelderlaw.org/ocelderlaw/?p=1787&amp;utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=financial-exploitation-of-the-elderly-age-65-or-more</link>
		<comments>http://www.ocelderlaw.org/ocelderlaw/?p=1787#comments</comments>
		<pubDate>Fri, 11 Jun 2010 21:08:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Elder Abuse]]></category>

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		<description><![CDATA[Financial exploitation is defined as the illegal or improper use of an elder&#8217;s funds, property, or assets. Examples include, but are not limited to, cashing an elderly person&#8217;s checks without authorization or permission; forging an older person&#8217;s signature; misusing or stealing an older person&#8217;s money or possessions; coercing or deceiving an older person into signing any document (e.g., contracts or will); and the improper use of conservatorship, guardianship, or power of attorney. Recognize any of these ? Deed obtained by fraud Will obtained by fraud Family Financial Disputes Unusual Bank account activity Missing Documents such as wills, stocks, bonds Incompetency Problems Refinancing used fraudulently]]></description>
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