Asset Protection – Avoid Medi-cal Lien on Home        1. Avoid probate and State Medi-Cal recovery lien for nursing home costs.     2. Keep current income tax deductions on home.     3. Asset, creditor and divorce protection for the beneficiaries.     4. Keep control over most valuable asset even after disability.     5. No 60-month look-back period: can...
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California law allows the community spouse to retain a certain amount of otherwise countable resources available to the couple at the time of application. This is called Community Spouse Resource Allowance (CSRA) and it increases every year according to the Consumer Price Index. The current (2010) CSRA is $109,560.
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